SMS/email from your 'bank': account locked, verify now

A text says your account or app token is blocked. The link leads to a perfect copy of your online banking. Shortly after entering your data an 'employee' calls and has you approve a code — which confirms a transfer or a new device.

Warning signs

  • Time pressure: 'within 24 hours' or your account closes
  • Link with a slightly different domain
  • A phone call right after you clicked
  • You are asked to approve a code for something you did not start

What to do

Block online banking through your bank hotline, change passwords and file a report.

Source: Sparkassen-Kunden: Dringliche Warnung vor betrügerischen SMS